Terms of Use

Last updated: October 5, 2026
Chloe is an artificial intelligence companion and is not a human. This service is intended only for adults age 18 and older.

1. Acceptance of These Terms

By accessing or using Chloe, you agree to these Terms of Use and our Privacy Policy. If you do not agree with these terms, do not use the service.

2. Adults Only

Chloe is intended only for individuals who are at least 18 years old. By using the service, you represent that you are 18 years of age or older.

3. Chloe Is Artificial Intelligence

Chloe is an AI-generated virtual companion. Chloe is not a human being and should not be understood or represented as one.

Conversations, personality, affection, humor, and other responses are generated by artificial intelligence and may sometimes be inaccurate, inconsistent, incomplete, or unexpected.

4. Accounts

Certain features require an account. You are responsible for maintaining the confidentiality of your login credentials and for activity occurring through your account.

You agree to provide accurate account information and not to access another person's account without authorization.

5. Conversational Memory

Chloe may remember information from conversations in order to provide a more personalized experience. Memories may include preferences, interests, pets, hobbies, favorite things, previous conversation topics, and other details you choose to share.

You should not provide passwords, financial account numbers, Social Security numbers, or other highly sensitive information in conversations.

6. Acceptable Use and Prohibited Content

Chloe is an adults-only AI companion. You agree that you will not use, attempt to use, prompt, manipulate, or circumvent Chloe or its safety systems to create, request, facilitate, or distribute prohibited content.

Prohibited uses include, but are not limited to:

Chloe may automatically block or refuse prompts or generated responses that violate these rules. Accounts may be restricted, suspended, or terminated for prohibited use or repeated attempts to circumvent safety controls.

Consensual interactions involving fictional adults do not violate this section merely because they involve adult themes. All participants represented in adult scenarios must be adults capable of providing consent.

  • Violate applicable laws or regulations.
  • Exploit, harm, threaten, or harass another person.
  • Attempt to gain unauthorized access to the service or another account.
  • Introduce malicious software or interfere with operation of the service.
  • Use automated methods to abuse, overload, scrape, or disrupt the service.
  • Misrepresent AI-generated content in a manner that violates applicable law.
  • 7. AI Responses and Limitations

    AI-generated responses are provided for companionship and entertainment. They should not be relied upon as professional medical, legal, financial, mental health, or other professional advice.

    Artificial intelligence can make mistakes. You are responsible for evaluating information before relying on it or acting upon it.

    8. Free Service

    Chloe may offer a free level of service with usage limits. Free limits, available features, and functionality may change as the service develops.

    9. Premium Subscription

    Chloe may offer an optional Premium subscription. Premium features may include expanded conversations, enhanced memory features, relationship progression, voice features, or other benefits described at the time of purchase.

    When Premium becomes available, the price and billing frequency will be clearly displayed before purchase.

    10. Payments, Renewals, and Cancellation

    Paid subscriptions may be processed by a third-party payment provider. When recurring billing is offered, the billing terms will be disclosed before purchase.

    Users will be able to cancel recurring subscriptions in accordance with the cancellation instructions provided with the subscription. Cancellation generally stops future renewals and does not necessarily terminate access that has already been paid for.

    Refunds, when applicable, will be handled according to the terms presented at purchase and applicable law.

    11. Changes to Features and Pricing

    We may modify, add, remove, or discontinue features as Chloe develops. Pricing for future purchases or subscription periods may also change. Any required notice will be provided in accordance with applicable law.

    12. Suspension or Termination

    Access may be limited, suspended, or terminated when reasonably necessary to protect users, maintain security, prevent abuse, enforce these Terms, comply with legal obligations, or protect the service.

    13. Intellectual Property

    The Chloe service, including its original branding, interface, software, graphics, and other original materials, is protected by applicable intellectual property laws.

    These Terms do not grant you ownership of Chloe, the service, or its underlying technology.

    14. Privacy

    Information about how data is collected and used is described in our Privacy Policy.

    15. Disclaimer

    To the extent permitted by applicable law, the service is provided on an "as is" and "as available" basis without warranties of uninterrupted, error-free, or completely accurate operation.

    16. Limitation of Liability

    To the extent permitted by applicable law, the service and its operators will not be liable for indirect, incidental, special, consequential, or similar damages arising from use of or inability to use the service.

    Nothing in these Terms excludes rights or liabilities that cannot legally be excluded or limited.

    17. Changes to These Terms

    These Terms may be updated as Chloe develops. When material changes are made, the updated date will be changed and additional notice may be provided when required.

    18. Contact

    For questions about these Terms, account support, or other service-related requests, contact us at aisuppportchloe@yahoo.com.